The 3 payday month
For federal workers, this month is a 3 payday month instead of the normal 2. If you haven’t set aside your “extra” payment yet, what are you going to do with it? I have to admit that whenever I get an extra pay period, I go to Best Buy and look longingly at the flat screen TVs and the laptops. But I (or my wife) usually stops to figure out how much it’s going to cost us in the long run. For example, if I had an extra $1000 and put it in the stock market, I’d have about $30,000 in 30 years if the stock market keeps up its average 12% post World War II return. That makes for a lot of laptops in the future if I can keep myself from buying one in the present!
